{"product_id":"how-financial-literacy-and-resilience-build-up-financial-well-being-of-women","title":"How Financial Literacy and Resilience Build Up Financial Well-Being of Women","description":"\u003cp\u003eThe book focuses on the role of financial literacy as a route to achieving financial well-being of women in India who are endeavouring to have a better livelihood by taking up entrepreneurial activities through Self Help Groups. The book describes how implementation of programmes for financial inclusion through microfinance has facilitated the inclusion of the typically unbanked Indian population into the financial mainstream, offering them access to formal financial products and services, and developing their financial capabilities. In this respect, the contribution of the Self Help Group- Bank Linkage Programme (SHG- BLP) in formal financial inclusion of the rural poor women in India and the activities that necessitate financial literacy of the women SHG women members have been brought to light. The book is based on rigorous field research and has explored the factors that determine the financial literacy, financial well-being, financial resilience and financial self-efficacy of women microfinance beneficiaries of SHGs in Darjeeling district of West Bengal, India, through Structural Equation Modeling (SEM). The book is expected to be useful to faculty and academic researchers in fields such as Finance and Economics, Public Policy, Development Studies, Behavioral Science, officials in Ministries of Education, Finance, Rural Development, Financial regulatory bodies (SEBI, FINRA, OECD), and curriculum designers in Commerce, Economics, Social Sciences departments like MBA and PGDM programs.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDr. Saraswati Lama\u003c\/strong\u003e (b.1983), M.Com., Ph.D, is an Assistant Professor of Commerce at the University of North Bengal, India. With over 15 years of teaching experience, her academic specialization lies in Accounting and Finance, with research interests spanning microfinance, financial inclusion, financial literacy and marketing. She has published extensively in reputed journals and has presented research papers at national and international conferences. She is also actively involved in academic administration and is a life member of the Indian Accounting Association (IAA) and its Research Foundation (IAARF).\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eProf. Samirendra Nath Dhar\u003c\/strong\u003e (b.1961), M.Com., MBA (Finance), Ph.D, is a senior professor in the Department of Commerce having 40 years of teaching and research experience. His areas of expertise include financial inclusion and literacy, microfinance and direct taxation. He has authored eight books and more than 75 articles in national and international journals. He has attended and chaired sessions in more than 300 national and international conferences and delivered lectures as resource person in more than 200 UGC Refresher, Orientation and Faculty Improvement Programmes. He has acted as chairperson and coordinator in several NAAC visits to universities and colleges.\u003c\/p\u003e","brand":"Mittal Publications","offers":[{"title":"Default Title","offer_id":50905405128871,"sku":null,"price":1200.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0436\/7984\/2471\/files\/Screenshot2026-06-23180724.png?v=1782218261","url":"https:\/\/mittalbooks.com\/products\/how-financial-literacy-and-resilience-build-up-financial-well-being-of-women","provider":"Mittal Publications","version":"1.0","type":"link"}