Cooperative Banking In India

Cooperative Banks are considered the king pin of the entire cooperative credit system since they have dual responsibility of financing all the cooperative activities in the district and liaison with NABARD, RBI, State Government, and Apex Bank ensuring smooth implementation of their policies. Development as also expansion of credit, industrial, processing, marketing, consumer, dairy, handloom, housing, fishery and other cooperatives in a district greatly depend on the financial and developmental role played by the Central Cooperative Bank of the district. The book gives a glimpse of the major activities of Central Cooperative Banks with particular reference to Kanpur and South Arcot in Central Cooperative Banks; Strength and Weakness. Suggestions given for rectifying the deficiencies and steps recommended for placing the banks into a stronger position apply to all such banks in the country.